South-32 is an independent global asset management firm

Built on an expertise in the financial sector, South32 has focused on investing across the capital structure in both credit and equity, as well as being pioneers in investing in hybrid capital issued by the most globally systematically important financial institutions. South32 has gradually expanded into private debt in Italy, investing in non-performing loans secured real estates as well as into macro credit and quant spaces to capture a broader set of value opportunities.

Founded by CEO Kumar Krishnan in 2006, South32 maintains offices in Milan, Luxembourg, India, Tokyo and manages a number of funds and individual accounts totaling several million Euros in assets under management via a highly experienced team of investment professionals.

South32 Investments, a $120M assets hedge fund based in Milan, has launched a new vehicle designed to profit from a growing tide of computer-driven traders targeting volatility, which some analysts argue has made markets more turbulent.

The hedge fund group led by Krishnan, a former professional volleyball player and Morgan Stanley banker, said the new funds will be managed by its new ‘Head of Quant Strategies,’ Gianluca Lobefalo, another Morgan Stanley veteran who joined https://www.south32.net last autumn.

The Quant Arbitrage Fund aims to take big advantage of big jumps in volatility, which has been running at relatively low levels in recent years, by trading US and European stocks.
To know more about investment and resources

What is required to obtain a Bad Credit Car Loan

In times gone by, numerous people would allege that their credit record was almost spotless. But since the latest global economic crisis, together with a tightening of criteria and enhancement of restrictions put forth by banks and other financial institutions, many people have seen their credit scores decrease and bad credit car loans have been a liitle more difficult to obtain.
While one's credit score remains a significant factor in obtaining an automobile loan, numerous lenders, after noting a business opportunity in today's economy, have eased the restrictions they would otherwise have put on applicants. Presently, it is much easier to obtain a bad credit car loan. Regardless, some restrictions remain in place by a majority of the lending establishments and the optimum strategy is to resolve them so that an approval for a bad credit car loan may be obtained as easily as possible.
A main requirement is that one be honest in completing any application for a car loan. Regardless of the condition of your credit rating, you must not provide any incorrect information on the application form. Lenders are eager to trust applicants, even if they have a poor credit score, and are constantly in search of those who are trustworthy. The perception is that the trusted one are more likely to repay their loan. Should a lender become aware that a specific person made false statements regarding their credit history on the application, the loan will be denied without delay?
Of course, a borrower will want the lender to believe in his capacity to satisfactorily repay the bad credit car loan. Any manipulation of the data requested on the application is an indication that the applicant does not deserve the lender's trust in offering him the loan.


bad credit car loans
automobile financing

Acceptation d’un prêt auto après une faillite

Si votre faillite a été libérée, il est possible, pour vous, d'obtenir un prêt automobile. La concurrence entre les différents prêteurs offre une grande opportunité pour les consommateurs avec un mauvais crédit ou en faillite. Contrairement à un prêt personnel, un prêt auto peut être rapide et le meilleur de tous, sans nécessiter de garanties par rapport au montant du prêt. Habituellement, le prêt auto n'est pas difficile à obtenir et peut être financé sur un maximum de 5 ans.

Votre crédit auto peut vous aider à retrouver un bon crédit, à condition que vous réalisiez vos paiements dans un temps opportun et responsable. Vos règlements d’échéances de prêt n’auront pas un impact positif sur votre crédit pendant les 12 premiers mois

Organisez l'ensemble de vos comptes, résiliez ceux dont vous n'avez pas besoin. Attendez pour demander un prêt auto de disposer des fonds financiers nécessaires pour payer l’acompte, l'assurance et l'immatriculation du véhicule

Gardez à l'esprit que le taux d'intérêt sera généralement plus élevé pour les personnes avec un mauvais crédit ou des antécédents de faillite. Lors de l'examen de votre achat, il est conseillé de s’orienter vers une voiture au tarif modéré au lieu de dépenser plus. Cela permettra de simplifier la transaction. Après une faillite, le prêteur peut exiger plus d'informations que pour la plupart des personnes avec un meilleur crédit. Si le consommateur est intéressé par un véhicule plus cher, il lui est recommandé d’attendre au moins deux ans pour pouvoir bénéficier d’un meilleur crédit à la suite de la faillite. Le taux d'intérêt pour le financement auto sera également moindre, une fois que la cote de crédit aura augmenté.

N'hésitez pas à discuter de la situation ayant amené à votre faillite. Certains prêteurs sont enclins à prendre en considération les circonstances qui ont conduit à la faillite.

Un engagement financier substantiel est exigé de ces personnes à l'instabilité financière récente souhaitant obtenir l'approbation d'un financement auto. Beaucoup de prêteurs demandent, notamment, une garantie de paiements mensuels réguliers et exigent un acompte très élevé. Cet engagement financier fournit aux prêteurs la confiance nécessaire pour accorder un prêt. Le montant du crédit peut également être soutenu par des partenaires de financement différents. N’hésitez pas à expliquer les changements positifs intervenus dans votre crédit après votre faillite


pret auto
financement auto

Different styles of hats for men personality

The hats are known to be a characteristic of the style of a man. Some say it is a fundamental part of the personality of a man, or in coordination with its charm, if man is a charm, perhaps trying to create a kind of mystery that often results in the creation of a sustainable printing the first meeting of a woman with a man wearing a hat, or it may simply be a bad day.
Hats do not waste time. Although the style is evolving, there is no time for the cap is still worn by many around the world and is also seen as symbolic in many religious groups. Sikh turbans, Muslims and followers Taqiyah and Catholics are one of the many beers hairs symbolic of religion. Diversity of styles of hats for men, since the days of cavemen protect the head in cold hunted and gathered for food.
In earlier times and cultures, they had no hats as they are today. They were just covering the head is protected by the men of the elements set in place as a fashion statement. Ancient Egyptians, Greeks and Romans used the hat as a symbol of rank. Those who have received specific caps or helmets, were recognized immediately as part of a higher rank and status, receive much notoriety and / or respect.
The material most commonly used for men's hats have been felt and believed to have been first used in the nomadic tribes of Asia who have used felted sheep's wool to make clothing and build tents. This material was much more durable, strong against the forces of the elements and keeps the hat over. They were also easier to maintain because of their durability and heat in your head during the winter months.
It would not be before 14 and 15 century, women's and men's hats for more than a fashion item and are often worn in casual society. Hats for men was an important part of their identity and appearance, as it was considered an essential part of their clothing. Hats for women were not considered an important part of their way to the 18th century, when hats were adjusted for each unit are available and come in many colors and styles.
Until then, there were more materials are used in the production of hats, such as velvet, taffeta, silk, beaver, felt and leather. Selection of hats for men and women used very different, with women of middle and upper class, with the hats. Men tend to use the hats as a necessary condition, rather than a status symbol, which also stressed the importance of small differences of hats were worn by men and women. This meant that women use hats, which were very masculine in appearance, especially if they are classified environments.
At top of 19 men of the century, began to see a turnaround in its symbolic aspect, with the top hat, who played with men in the upper and middle classes. This style represented the male bourgeois or aristocratic. Trilby hats were associated with the responsibility of countries intellectual, artistic and also represent democracy and revolution.
So far, hats, men have developed and are fed up with their own style, are not representative of all classes and presentation of the fashion craze. Many of the earlier styles that are still prevalent in some countries, although most are modern, with different materials used to create different effects.


Mens hats
Men's hats

New Exciting Art Site Displays Thousands Art Galleries

http://ArtsCad.Com is an exciting art site where you can register and start your own art gallery for free. The artists are categorized by their initials, styles, topics, country, and city. The artworks are organized by media, styles, topics, sizes, and prices. Each artist is represented on a world map with a symbol. When you click on the symbol a popup tells you the artist name, city, country, how long the artist has been a member, and how many artworks he/she has online.

By clicking open you’ll find art galleries and directories. Newest leads you to announcements, an art newspaper, the events map, forums, art ranking, and focus on the artist. You can also find posters and reproductions.

Under Artworks you find artworks and global search, commissioned artworks, and old masters copies. There is also a slide show there and The Art Wall. Under announcements you can add or read an announcement, read ArtsCad’s member’s press releases, exchange links, and get an ArtsCad’s banner.

When you register with ArtsCad you will be able to manage your exhibition. You can use it to add and update artworks, add biographies, art banners, and promote your art gallery. There is so much that you can do with ArtsCad that will help you to run your own art gallery. There’s also an RSS feed. All of this is offered for free.

The Visual Artist Map is the wave of the future. It’s a very useful tool for anyone that would like to start an art gallery online and reach the world with the artist the gallery represents.

There are three languages represented in the forums: English, French, and Spanish. You can discuss art with the world—this enables you to communicate with the individual artists and tell them what you think of their portfolios. The discussion range from conversing about sculpture, painting, digital etc. to member’s forums discussions to the artwork reproductions forum where buyers can ask their questions, it is truly a place to meet, talk, buy, and sell art in a congenial atmosphere open to the world.

If you are thinking of starting an online gallery, do yourself a favor and go to http://VisualArtistsMap.com or http://ArtsCad.Com . This world encompassing, art site is the place to get your free, innovative, far reaching gallery going right now.





Paintings
Art

Converting PDF to ePub ebook services

The world continues to adjust and progress due to the introduction of new technology - how it makes people choose to acquire information. EBook and eReader words meant almost nothing to anyone a year ago - now they are becoming as common as newspapers and magazines. Amazon Kindle, iPad, Barns & Noble Nook, Sony Reader - you can find many such products on the market. If you are an author and your book is not yet in digital formats eReader it's time to get with the program! You're probably missing an important part of your audience.
ebook conversion
E-book is an abbreviation for "electronic book". An e-book is simply a book that has been formatted so that it can be read on a screen. Until recently, e-books are generally limited to playback on computer monitors, and more readers. Now more than ever, eBooks being developed exclusively for the display and not for printing. But now the eBook term is used as a generic term for an electronic book, either in PDF or EPUB. The term "eBook" will remain with us even after the EPUB format is standard for the publishing industry. Publishers have often find books digitilized 10.9% of revenue and 15-25% of the profits from digital.
According to Simba Information Opens in a new window "trade eBook Publishing 2010" report, that the information on nationally representative survey provides nine percent of the U.S. adult population purchased at least one ebook in 2009 (compared to about 8 percent in 2008).
Services ebook
Based on the latest statistics published in ebook sales * Association of American Publishers in a new window opens, which collects statistics for the International Digital Publishing Forum (IDPF), the commercial e-book sales were 28.9 billion for the month of February, an increase of 339.3 percent in February 2009 (6.6 million). Year to date sales increased 292.2 percent. IFMA said in a statement on the sales figures, "[A] new [Sales revenue] barrier has been broken. The first two months (January and February) of the first quarter of 2010 totaled $ 60.8 million as compared to Q4 2009, which previously was [the] top quarter of $ 55.9 million. "
So, in reality, what I want to get - you need your publication in the electric marketplace!
PDF to EPUB conversion
Convenience or difficulty in the conversion process depends mainly on its e-book document is converted. Intensive use of graphics, tables, and format of the electronic book design, which would have to convert epub, greatly increases the difficulty of converting the file. The talent at this stage is past the reach of common man and get help from a EPUB ebook conversion is necessary. Fortunately, there is often quite affordable.

PDF to ePub
HIPAA compliance

Pick the seo from India for online success

Since the network is now a trend for companies. And every time a company needs to succeed online, to get to the top SEO companies in India, and the best SEO services India is a must. Search Engine Optimization is a process that can help your site to be successful in a short period of time. SEO services efficiently and economically, is to get a good ranking at the top in less time, thus increasing overall profits and return on investment.
India is a market that has great potential and can offer affordable SEO services without compromising quality of service you receive. The main reason for this is its large population and many have a very low cost. Engineers and technicians and medical professionals in high-end optimization in search engines, you can find better economic talents, but throughout India.
Discover the best SEO services in India are very important, if you do not want to compromise on the quality of services you want to be. It 'important to find the best SEO Company in India want to do, what they mean. Searching for SEO services in India are very light and, as such, you can find many SEO firms push of a button. But finding the best and most convenient is what you need.
Here are some tips on finding the best SEO Company in India with little effort. This not only helps to avoid wasting your time, but his hard earned money.
Research and invest in a "bit 'of time, before you go to get SEO services in particular. Your very happy at the same time to get the best SEO services in India, and then only in our service.
Compare some of the best available services and get quotes differ from them. Looking for different packages and plans they have and the best they can do for your business at affordable prices. Make sure that SEO services in India that you choose should have a high PR site so you can expect the same growth as they have.
Contact the seo from india and find your solution for improvement of your site. Ensure that professionals and staff that have experience and can answer all your SEO well.
Good customer service is all you need when you are looking for SEO services first class, clean and professional in India. The service company and you decide to answer your questions as quickly as possible so you can save time managing your business.
Best SEO Company in India is considered the best, if not compromise on the quality of services offered. Gone are the days when marketing professionals and system administrators can use to trick the search engines to get a lot of good investment in the shortest possible time. Today it is much harder and people are investing thousands of dollars a month and still reach the top positions in search engines.

seo from india
Find your solution

A few important Debt Solutions available to consumers

A lot of things for granted today run to take a good credit rating, and choose the DAS may fall next week! But if you have the burden of debt that threatens to overwhelm you, opt for the scheme debit system can be the best move that could make the conditions.

Why are credit reports important?

Credit reports - are held by credit agencies - to help provide an indication of the creditworthiness of the creditor, for example, have you ever defaulted on their payments, or is isolated? Brought against the Trust Deed or the DAS have been? You have too much debt? They then marked by the creditor, and respect the wish list of what they perceive as the perfect borrower, adding or subtracting points for various factors, such as:

* * How much credit you've already
* Personal consumption habits and patterns
* The current level of debt
* Any default in payment that you made
* The interest rate charged

You may find that after all this is taken into account and applied to the current situation, rating the tipping point where the lender wants to lend money to you. So, without realizing it, a rating may be affected already, and is already considered a bad risk. It may be only one thing to make you default, and since then the credit record says you are in financial difficulty and lenders refuse to launch applications more credit. Each loan application is low credit record will be branded and white. This is often the point where many people begin to explore solutions to the debt, such as debt settlement system.

What happens after the plan of debt settlement?

You will be eager to get your life back on track when you've paid all the debts debt scheme available, but one thing to win: to build up your credit rating. You will find very difficult to get credit for the time, depending on how long you Arrangement debt scheme. Most blacks marks on a credit file it will take three to six years to go down, but there are some things you can do to improve your credit and make you look attractive to lenders, once again:

Keep your credit card "clean"

It is not uncommon for incorrect entries or associations to be on your credit report, so you must ensure that the actions of the former partners or roommates do not affect your application. Send Experian, Equifax or Call Credit a letter of dissociation, if you find that you are financially linked to someone, you should not be.

Make sure you are on the electoral register

Since the stability of the electoral lists shows your lender that you intend to stay and build a life for yourself, where are you, and gives them confidence.
All payments on time
Move heaven and earth to make regular payments - such as a mortgage or a cell phone contract - paid on time.
Never forget to charge
Live by the mantra "if it can happen will happen" to anticipate problems in advance by credit agencies still record all errors in your registry, although not their fault. Set up direct debits and timely orders for the payment of PF to ensure that they are deleted. Keep an eye on the monthly payments; especially payments are made every 28 or 29 days.
Get a credit card and use it wisely
If used properly, a credit card to build credit. Each time the payment is made, is the "event" good credit file. Use the unique card to pay a small shop or petrol per month and pay in full. It may be that the prepaid cards or a box at your disposal, but you cannot make a balance that does not mean anything. The only thing that matters is a bit 'good credit events have been added to the file.
There's no doubt the Debt Arrangement Scheme can affect your credit rating, but no more than fail to make payments under the credit if you do not take steps to deal with your debts as quickly as possible. And the sooner you speak with a Money Adviser Scotland to solve them, the sooner you'll be debt free and happy.


Debt Arrangement Scheme
Money Adviser Scotland